"I've had a few tickets and last year I had an accident where I was at fault. I thought I was never going to find affordable automobile insurance coverage. I called Mutual Insurance and was covered the same day at a rate that was reasonable."

-Romero Vasquez

Serving Metro Atlanta, Acworth, Woodstock, Canton, Cartersville, Calhoun, Rome, Rockmart and all of North Georgia

Auto Insurance

"We Work for You"

Understanding the various types of auto insurance coverage can be confusing because you are actually purchasing a set of individual coverages. However, this does allow a certain flexibility in choosing the coverages are right for you. Here is a list of some of the most common types of coverages in an automobile insurance policy.

Bodily Injury - This type of Coverage pays for damages, injury or death of others in a auto accident that you or the operator of your vehicle are legally responsible, up to the policy limits. In Georgia this coverage is mandatory.

Property Damage - This type of Coverage pays for another individual's auto or property that has been damaged in an accident where you or the operator of your vehicle is legally responsible (up to the policy limits). In Georgia this coverage is mandatory.

Medical Payments - This important Coverage pays for the necessary doctor, hospital and funeral expenses for you and your passengers injured or killed in an accident regardless of who is at fault.

Uninsured/Underinsured Motorists - This is another very important coverage Underinsured motorist coverage helps to pay for bodily injury to you and your family because of the negligence of someone who has no insurance coverage or whose liability insurance limits fall short.