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We are working hard to build a solid reputation for dedication to quality service and an ability to deliver superior products to our clients. Our expertise spans all aspects of insurance, risk management, claims management and risk control.

Mutual Insurance is an independent, registered insurance agency dealing with over 50 different insurers. Our Broker Network uses the combined bargaining power of its members to negotiate lower premiums and improved coverage with many insurers.

Serving Metro Atlanta, Acworth, Woodstock, Canton, Cartersville, Calhoun, Rome, Rockmart and all of North Georgia

Commercial Auto

Commercial auto liability insurance is a coverage you need to protect your business from the liablity of greater exposure on the road.

You need business auto insurance to cover your owned or leased vehicles. If you as the owner, officer or any of your employees have an accident in your company car, truck or van your business may be liable for bodily injuries, lost wages or any damage caused.

Typical coverage includes:

  • Bodily Injury Liability - Coverage for damages that involve bodily injury to others for which your company is responsible by law.
  • Property Damage Liability - Coverage for damage to property of others for which your busniess becomes responsible.
  • Medical Payments - Coverage for the necessary medical expenses and possable funeral services for people who are accidentally injured while in your automobile, truck or van.
  • Personal Injury Protection - Coverage for medical, rehabilitation, lost wages or loss of services resulting from injury to you or an resident family member.
  • Comprehensive - Protection for the loss or damage to your vehicle and its equipment from all causes except collision, subject to the policy deductible or limitations on your policy.
  • Collision - Protection for collision damage to your automobile, truck or van and its equipment, subject to the policy deductible and limitations on your policy.
  • Uninsured Motorist - This important coverage helps you to recover bodily injury damages due to an accident where the other party fails to have insurance, and is found liable and at fault.
  • Underinsured Motorist - This important coverage helps you to recover bodily injury damages due to an accident where the other party is found liable and failed to have insurance or adequate liability coverage limits.
  • Additional Expense - Coverage for necessary additional expenses incurred as a result of a loss under your insurance policy for comprehensive or collision coverage. These expenses can include rental cars, food, lodging or other incidental expenses.
  • Hired Auto Liability Coverage - Covers liability for automobiles, trucks or vans hired under contract on behalf of and or loaned to the named insured on the policy.
  • Hired Auto Physical Damage - Coverage for automobile, truck or van hired, borrowed and or leased for use in the insured's business.
  • Employer's Non-Ownership Liability - Coverage for a private-passenger automobile, truck or van used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile or truck in the business by any of your employees.