Let Us Earn Your Business!

We are working hard to build a solid reputation for dedication to quality service and an ability to deliver superior products to our clients. Our expertise spans all aspects of insurance, risk management, claims management and risk control.

Mutual Insurance is an independent, registered insurance agency dealing with over 50 different insurers. Our Broker Network uses the combined bargaining power of its members to negotiate lower premiums and improved coverage with many insurers.

Serving Metro Atlanta, Acworth, Woodstock, Canton, Cartersville, Calhoun, Rome, Rockmart and all of North Georgia

Homeowner's Insurance

"We Work for You"

For many of us our home is our most valuable possession. The time to think about the unthinkable disaster is before it happens to you. If your home were damaged or destroyed, insurance can help you repair or rebuild your home and replace damaged possessions.

The main purpose of insurance is to protect you against losses you cannot afford. Few people have the financial resources to rebuild their homes. A homeowner insurance policy consists of coverage for your dwelling and your personal property. In addition to protecting your home and possessions, homeowners insurance also provides liability coverage to protect you from financial ruin if someone is injured on your property and sues for damages. Liability insurance can pay for injuries to other people or damages to their property accidentally caused by you, your family or your pets.

Damage caused by most disasters is covered but there are exceptions. The most significant exceptions are damage caused by floods, earthquakes and poor maintenance. You must purchase separate policies for flood and earthquake coverage. Maintenance related troubles are the homeowner’s responsibility.

Tips for Keeping Your Rates Low:

There are some simple steps you can take to reduce your homeowner’s premiums.

  • Raise Your Deductible - A deductible is the amount you pay before the insurance starts to pay for your loss. Since the purpose of insurance is to pay for the losses you cannot afford, raise your deductible to a limit that you could handle in case of a loss.
  • New Home - If your home is less than 10 years old, you may be eligible for a new home discount.
  • Make Your Home Safer - You may be eligible for a discount if you have burglar and fire alarms systems and/or sprinkler systems.
  • Check the location of the nearest fire department, and avoid buying in flood prone areas.
  • Non-Smoker Discounts are also available.