Let Us Earn Your Business!

We are working hard to build a solid reputation for dedication to quality service and an ability to deliver superior products to our clients. Our expertise spans all aspects of insurance, risk management, claims management and risk control.

Mutual Insurance is an independent, registered insurance agency dealing with over 50 different insurers. Our Broker Network uses the combined bargaining power of its members to negotiate lower premiums and improved coverage with many insurers.

Serving Metro Atlanta, Acworth, Woodstock, Canton, Cartersville, Calhoun, Rome, Rockmart and all of North Georgia

Professional Liability Insurance

Professional liability insurance protects you against loss from a claim of alleged negligent acts, errors or omissions in the performance of your professional services. The policy normally pays the judgments against you, including court costs, up to the coverage limits on your policy.

Employment Practices Liability

Employment practices liability coverage protects an employer against an employee's claims such as:

  • Wrongful Termination
  • Sexual or Workplace Harassment
  • Wrongful Discipline
  • Age Discrimination
  • Violation of Employment Discrimination Laws
  • Violation of Americans with Disabilities Act
  • Wrongful Failure to Employ or Promote
  • Wrongful Deprivation of a Career Opportunity
  • Breach of Employment Contract
  • Employment Related Misrepresentation
  • Failure to Adopt Adequate Workplace Employment Policies & Procedures
  • Illegal Retaliatory Treatment
  • Invasion of Privacy
  • Negligent Evaluation
  • Employment Related Wrongful Infliction of Emotional Distress

This insurance is to protect the corporation, directors, officers and employees from alleged employment-related wrongful acts. Some features to having this policy are Coverage for front/back pay, attorneys' fees and compensatory damages, for punitive damages where insurable by law, for actual or alleged retaliatory treatment, varying retention's for class action suits or other claims, for emotional distress or mental anguish, no purposeful or intentional acts exclusion or reductions in force or mass layoffs exclusion.*

*Coverage varies from company to company.

Directors & Officers Liability

Directors and officers liability coverage protects directors and officers against claims alleging negligence, errors and omissions, misstatements, misleading statements and misrepresentations.

Pollution / Environmental Liability

professional who mistakenly designs a facility that causes pollution in some way. Pollution incident coverage protects professionals on the job in case they cause a pollution incident by accident.

Policies for environmental consultants can feature broad coverage specifically tailored to the specific needs of a professional in the environmental field. Coverage may include pollution incident and asbestos coverage as well.