Let Us Earn Your Business!

We are working hard to build a solid reputation for dedication to quality service and an ability to deliver superior products to our clients. Our expertise spans all aspects of insurance, risk management, claims management and risk control.

Mutual Insurance is an independent, registered insurance agency dealing with over 50 different insurers. Our Broker Network uses the combined bargaining power of its members to negotiate lower premiums and improved coverage with many insurers.

Serving Metro Atlanta, Acworth, Woodstock, Canton, Cartersville, Calhoun, Rome, Rockmart and all of North Georgia

Worker's Compensation Insurance

Workers Compensation protects you and your employees should an injury occur during employment. Payments are made to the injured party and usually consist of medical payments, loss of wages or therapy.

All states are requiring employers to carry workers compensation, each state has individual laws and regulations.

At the very minimum, workers compensation insurance policies will cover an employee's medical expenses and reimburse him or her for some percentage of lost wages.

Almost all states are "open market", coverage is underwritten by private insurers; and some states are "closed" or "monopolistic" meaning the coverage is underwritten by the state fund In states that are open, rates vary between insurance carriers.

Premiums are determined by the amount of payroll in each occupation code and is subject to annual audit for verification.